You have to crank up any stream on Tidal quite a bit. I reckon this would have an impact on dynamic range perception.
I have Yello- Point on disc and listen to it on streaming. Only main difference I could detect was low end extension, and channel separation seemed a bit easier to pinpoint on disc. (In fact I was't even sure the ability to isolate effects coming from speakers was a good thing.)
I reckon no greater than 5-10% improvement and I think I am being generous going up to 10%.
Maybe my amp does a better job at handling streaming content? Dunno.
The main point is that I never would have bought the disc if I didn't hear it on streaming first.
The cost of multichannel discs these days isn't dispensable income, it is an investment - like a premium bottle of wine. How many liquor stores let you sample their premium bottles prior to purchasing (wineries likely exceptions- but usually you have to also pay for a taste these days.) Streaming to me is akin to a winery.
Try before you buy folks. My bank account is a lot better off for it, and my cabinet still has room for gems only.