I remember...at the time....that for people who would use the analog connections....the 95 was preferred over the 103...the "5's" are the audiophile versions...the 95 was the audiophile version of the 93...so on thru the 2 series.. I can't speak from experience because I never used the analog connections...so I wasn't really interested in the "5's"I don't know anything about the 95s; at that price wouldn't a 103 be or even a 105 be much better though?