Welcome Mr. Boat.
My sister lives one state over from you in Virginia.
It will be a rough haul trying to get the older surround discs. Way too expensive.
You will be very happy with a Apple4K box and stream Atmos music in 5.1 as others have said, it will be a lesser quality than a hard disc if your going Apples to Apples, but still good, most of the time.
Many older SACD stereo out of print is now being re-released stereo MQA, which is very good, but you do need a capable MQA player.
I love quality stereo, listen all the time, better than shitty surround, which has it's bad moments also.
Too be honest, this year, between new surround releases and streaming surround music it is an effort for me to keep up. I am almost at the point of overload this year, have never felt this way before.
I know this to be true with others as they have piles of not listened to music.
You will see members on QQ selling off some of there collection as they have ripped the music and saved for themselves and don't need the hard disc anymore, lots of good deals occasionally on QQ.